10 Smith St, Niantic, CT 06357 Property Records

East Lyme Town property record for 10 Smith St, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Architecture Style	Colonial
Year Built	Built 1830
Square Footage	2,704 sqft Living Area
Lot Size	16,534 sqft (0.38 acres)
Last Sale	$255,000 (2005)
Tax Bill	$7,045.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.3 B:00101 L:00000`
Alternative APN	`5748`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,704 sqft Living Area
Gross Area	4,732 sqft Gross Area
1st Floor	1,352 sqft 1st Floor
Basement Area	1,352 sqft Basement
Unfinished Basement	1,352 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,534 sqft (0.38 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	5748
Street Address	10 SMITH ST
City	NIANTIC
State	CT
Zip	06357-2516
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	101
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1009
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.3 B:00101 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8 SMITH ST, NIANTIC, CT 06357-2516
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2005 · Amount on Record
Deed Sale	Dec 21, 2005 · Amount on Record
Deed Book / Page	728 / 733
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	10 SMITH ST, NIANTIC, CT 06357-2516
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001052-777
Date	Mar 31, 2021
Book Page	1052/777
Instrument	1049

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,045.00	$251,510 (+6.93%) Land $107,800 Building $143,710	$176,057 Land $75,460 Building $100,597
2024	$7,045.00 (+20.39%)
2023	$5,852.00 (+4.37%)	$235,200 (-) Land $107,800 Building $127,400
2022	$5,607.00	$235,200 Land $107,800 Building $127,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.