10 Silvia Dr, Cazadero, CA 95421 Property Records

Sonoma County property record for 10 Silvia Dr, Cazadero, CA 95421

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1976
Lot Size	1 acre (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$405,500 (Feb 2017)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`097-220-040-000`

Property Details

APN / Parcel Number

Primary APN	`097-220-040-000`
Alternative APN	`097-220-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Old Parcel Number	097-220-040
Street Address	10 SILVIA DR
City	CAZADERO
State	CA
Zip	95421-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR2
Legal Description	PCL 7 REC SURV MAP
Legal Subdivision	SURVEY MAP
Legal Block	1
Legal Lot Number	7
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	1
Census Block	1008
Census Tract	153707

Owner

10 Silvia Dr is owner-occupied and held in a trust since February 2017.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 SILVIA DR, CAZADERO, CA 95421-9633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jul 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 17, 2017	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Deed Document Number	201712509
Prior Transfer Date	Jul 28, 2009
Prior Transfer Doc	0000075237
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10 SILVIA DR, CAZADERO, CA 95421-9633
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SILVIA DR, CAZADERO, CA 95421-9633

Mortgage

Document Number	0000134660
Date	Dec 13, 2021
Instrument	2021134660

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10 SILVIA DR, CAZADERO, CA 95421-9633
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SILVIA DR, CAZADERO, CA 95421-9633

Mortgage

Document Number	0000109878
Date	Oct 4, 2021
Instrument	2021109878

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	10 SILVIA DR, CAZADERO, CA 95421-9633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC CA OPERATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039243
Date	May 22, 2020
Instrument	2020039243

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 7, 2020
Property Address	10 SILVIA DR, CAZADERO, CA 95421-9633
Document Number	0000054964
Instrument Date	Jun 18, 2020
Instrument	54964
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10 SILVIA DR CAZADERO CA 954219633, CAZADERO, CA 95421-9633

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 17, 2017
Property Address	10 SILVIA DR, CAZADERO, CA 95421-9633
Document Number	0000012509
Map Reference	MAP81 PG10
Instrument Date	Feb 13, 2017
Instrument	2017012509
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 VETERANS BLVD UNIT 576, 576, REDWOOD CITY, CA 94063-1479

Mortgage

Document Number	0000012510
Date	Feb 17, 2017
Instrument	2017012510

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Silvia Dr was $5,114.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Montgomery Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,021 (+2%) Land $159,809 Building $320,212
2025	$5,114.00 Homeowner's exemption	$470,610 Land $156,676 Building $313,934
2023	$4,923.00 (+2.12%) Homeowner's exemption	$452,338 Land $150,593 Building $301,745
2022	$4,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Silvia Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	7 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Silvia Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUSTIN CREEK MUTUAL (SPRINGHILL) private · serves 150 people · EPA ID CA4900630
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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