10 School Rd, Lincoln, RI 02865 Property Records

Lincoln Town property record for 10 School Rd, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1948
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2021)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-24756-25`

Property Details

APN / Parcel Number

Primary APN	`2-24756-25`
Alternative APN	`LINC M:09 L:178.0 U`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-24756-25
Street Address	10 SCHOOL RD
City	LINCOLN
State	RI
Zip	02865-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL9
Legal Lot Number	178.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3002
Census Tract	11702

Owner

Source: Lincoln Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 THOMAS LN, HOPE VALLEY, RI 02832-1646
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 3, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2021	Warranty Deed, Transfer
Jul 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Book / Page	2354 / 181
Last Transfer Date	Oct 28, 2025
Transfer Doc	002574-183
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	10 SCHOOL RD, LINCOLN, RI 02865-2507
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002565-191
Date	Aug 5, 2025
Book Page	2565/191
Instrument	2025008922

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN RI
Recording Date	Nov 3, 2025
Property Address	10 SCHOOL RD, LINCOLN, RI 02865-2507
Document Number	002574-183
Book / Page	2574 / 183
Instrument Date	Oct 28, 2025
Instrument	2025009865
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 THOMAS LN, HOPE VALLEY, RI 02832-1646

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Jul 16, 2021
Property Address	10 SCHOOL RD, LINCOLN, RI 02865-2507
Document Number	002354-181
Book / Page	2354 / 181
Instrument Date	Jul 16, 2021
Instrument	3462
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SCHOOL RD, LINCOLN, RI 02865-2507

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN RI
Recording Date	Jul 14, 2021
Property Address	10 SCHOOL RD, LINCOLN, RI 02865-2507
Document Number	0002353-94
Book / Page	2353 / 94
Instrument Date	Jul 14, 2021
Instrument	3388
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,913.00 (+0.18%)	$363,400 (+22.19%) Land $126,700 Building $236,700
2023	$4,904.00	$297,400 Land $119,400 Building $178,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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