10 Riverlyn Ter, Fort Smith, AR 72903 Property Records

Sebastian County property record for 10 Riverlyn Ter, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,047 sqft
Lot Size	0.646 acres (28,140 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,473 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2026 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`16585-0017-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16585-0017-00000-00`
Alternative APN	`42607`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,047 sqft Living Area
Gross Area	5,147 sqft
1st Floor Area	3,299 sqft
Upper Floors Area	748 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	28,140 sqft (0.646 acres)
Lot Dimensions	148 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Driveway	Concrete Driveway
Driveway Area	2,868 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	102 sqft
Porch	Open Porch
Porch Area	210 sqft
Deck Area	88 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42607
Street Address	10 RIVERLYN TER
City	FORT SMITH
State	AR
Zip	72903-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17
Legal Range	31
Legal Township	08
Legal Section	18
Legal Subdivision	RIVERLYN
Legal Block	1
Legal Lot Number	17
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1005
Census Tract	1301

Owner

10 Riverlyn Ter is owned and occupied by two individuals who acquired it in March 2007.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 19, 2016	Deed of Trust, Mortgage · Line of Credit FIRSTAR BANK NA
Feb 23, 2006	Deed of Trust, Mortgage · Line of Credit SHELTER FINANCIAL BANK
Mar 16, 2007	Warranty Deed, Transfer · Negative Amortization FIRST MAGNUS FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2007
Deed Sale	Mar 16, 2007
Prior Sale	Jun 18, 1999 · Amount on File
Deed Document Number	20077212041
Transfer Doc	0375000329
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021F32524
Date	Dec 16, 2021
Instrument	2021F-32524

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Investor	Possibly a Property Investor

Mortgage

Document Number	0202602229
Date	Feb 3, 2026
Instrument	2026-02229

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2016F00911
Date	Jan 19, 2016
Instrument	2016F-00911

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007183492
Date	Feb 23, 2006
Instrument	7183492

Lender

Name	SHELTER FINANCIAL BANK
Address	COLUMBIA, MO 65218

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 5, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 16, 2007
Property Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Document Number	0007212041
Instrument Date	Mar 13, 2007
Instrument	7212041
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MOSLEY ABSTRACT AND TITLE COMPANY, MOSLEY ABSTRACT & TITLE INSU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIVERLYN TER, FORT SMITH, AR 72903-2831
Investor	Possibly a Property Investor

Mortgage

Document Number	0007212042
Date	Mar 16, 2007
Instrument	7212042

Lender

Name	FIRST MAGNUS FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	1.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	9.95%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Riverlyn Ter was $3,473 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,473.00 Homeowner's exemption	$88,218 (-) Land $9,000 Building $79,218	$441,090 (-) Land $45,000 Building $396,090
2025	$3,473.00 Homeowner's exemption	$88,218 Land $9,000 Building $79,218	$441,090 Land $45,000 Building $396,090
2023	$2,883.00 Homeowner's exemption	$56,980 Land $7,000 Building $49,980	$284,900 Land $35,000 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Riverlyn Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	54 (1983–2024)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 22 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 14 claims Severe Storms & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Riverlyn Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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