10 Ridge Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 10 Ridge Rd, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,732 sqft · built 1985
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2023)
Tax Bill$1,341 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN722-00148-000

Property Details

APN / Parcel Number

Primary APN722-00148-000
Alternative APN
  • 27667

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,732 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area868 sqft
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeHip
Roof MaterialComposition Shingle
Garage TypeBuilt-in
Garage Area868 sqft
DrivewayDriveway
Driveway Area900 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area16 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10 RIDGE RD
CityCABOT
StateAR
Zip72023-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:48R CITY/MUNI/TWP:CABOT SUBD:PACTON LAKE ESTATES SEC/TWN/RNG/MER:SEC 12 TWN 04N RNG 10
Legal Range10
Legal Township04N
Legal SubdivisionPACTON LAKE ESTATES
Legal Lot Number48R
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group2
Census Block2001
Census Tract20201

Owner

Source: Lonoke County records · APN 722-00148-000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10 RIDGE RD, CABOT, AR 72023-2018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Feb 16, 2019Deed of Trust, Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleSep 05, 2013
Deed Document Number2023-05410
Deed Book / Page2023 / 5410
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateJun 23, 2023
Property Address10 RIDGE RD, CABOT, AR 72023-2018
Document Number0000005410
Book / Page2023 / 5410
Instrument DateJun 08, 2023
Instrument2023-05410
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 117, CABOT, AR 72023-0117

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 RIDGE RD, CABOT, AR 72023-2018

Mortgage

Document Number0202305411
DateJun 23, 2023
Instrument2023-05411
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address10 RIDGE RD, CABOT, AR 72023-2018
Document Number0000001344
Instrument DateFeb 16, 2019
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RIDGE RD CABOT AR 720232018, CABOT, AR 72023-2018

Mortgage

Document Number0000001344
DateFeb 07, 2020
Instrument1344
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$26,360 (-) Land $2,600 Building $23,760
2024$1,341.00 (+46.4%)
2023$916.00 (-5.18%) Homeowner's exemption$26,360 (-) Land $2,600 Building $23,760$131,800 (-) Land $13,000 Building $118,800
2022$966.00 Homeowner's exemption$26,360 Land $2,600 Building $23,760$131,800 Land $13,000 Building $118,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
First Electric Cooperative
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 127 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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