16 Ridge Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 16 Ridge Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,828 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$128,000 (Aug 2019)
Tax Bill	$1,310 (2024)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`722-00145-000`

Property Details

APN / Parcel Number

Primary APN	`722-00145-000`
Alternative APN	`27664`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 RIDGE RD
City	CABOT
State	AR
Zip	72023-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:45 CITY/MUNI/TWP:CABOT SUBD:PACTON LAKE ESTATES SEC/TWN/RNG/MER:SEC 12 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Subdivision	PACTON LAKE ESTATES
Legal Lot Number	45
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2001
Census Tract	20201

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 RIDGE RD, CABOT, AR 72023-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	2019-08617
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	16 RIDGE RD, CABOT, AR 72023-2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIDGE RD, CABOT, AR 72023-2018

Mortgage

Document Number	0000004498
Date	May 25, 2023
Book Page	2023/4498
Instrument	2023-04498

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	16 RIDGE RD, CABOT, AR 72023-2018
Document Number	0000011040
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 RIDGE RD CABOT AR 720232018, CABOT, AR 72023-2018

Mortgage

Document Number	0000011040
Date	Oct 31, 2019
Instrument	11040

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2034

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 30, 2019
Property Address	16 RIDGE RD, CABOT, AR 72023-2018
Document Number	0000008617
Instrument Date	Aug 23, 2019
Instrument	8617
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	STEWART TITLE, STEWART TITLE/AR LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 RIDGE RD CABOT AR 720232018, CABOT, AR 72023-2018

Mortgage

Document Number	8618
Date	Aug 30, 2019
Instrument	8618

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,740 (-) Land $2,600 Building $23,140
2024	$1,310.00
2023	$1,310.00	$25,740 Land $2,600 Building $23,140	$128,700 Land $13,000 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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