Bergen County and Upper Saddle River Borough property record for 10 Pleasant Ave, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,177 sqft · built 1996 |
| Lot Size | 0.927 acres (40,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,815,000 (Aug 2023) |
| Tax Bill | $26,400 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01308-0000-00002-01 |
| Primary APN | 63-01308-0000-00002-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,177 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 40,380 sqft (0.927 acres) |
| Account Number | 182900 |
|---|---|
| Street Address | 10 PLEASANT AVE |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .927 AC |
| Legal Subdivision | ARTHUR S GANZHORN |
| Legal Block | 1308 |
| Legal Lot Number | 2.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 53201 |
10 Pleasant Ave is owned and occupied by two individuals who bought it in August 2023.
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 3, 2023 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on File |
| Deed Sale | Aug 3, 2023 · Amount on File |
| Prior Sale | Feb 4, 2005 · Amount on File |
| Deed Document Number | 202351086 |
| Deed Book / Page | 5052 / 1187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2419 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2419 |
| Document Number | 0056830446 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 5683/446 |
| Instrument | 2025088755 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 3, 2023 |
| Property Address | 10 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2419 |
| Document Number | 0050521187 |
| Book / Page | 5052 / 1187 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023051086 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,586.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 HERON PT, OKATIE, SC 29909-4013 |
| Name | Verified Name |
|---|---|
| Address | 10 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2419 |
| Investor | Possibly a Property Investor |
| Document Number | 2023051087 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023051087 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Max Rate | 11.5% |
The 2025 property tax bill for 10 Pleasant Ave was $26,400, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,019,300 (-) Land $326,400 Building $692,900 | $1,019,300 (-) Land $326,400 Building $692,900 | |
| 2025 | $26,400.00 (+1.73%) | $1,019,300 Land $326,400 Building $692,900 | $1,019,300 Land $326,400 Building $692,900 |
| 2024 | $25,951.00 | ||
| 2023 | $1,019,300 (-) Land $326,400 Building $692,900 | $1,019,300 (-) Land $326,400 Building $692,900 | |
| 2022 | $25,207.00 (+0.2%) | $1,019,300 Land $326,400 Building $692,900 | $1,019,300 Land $326,400 Building $692,900 |
| 2021 | $25,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Pleasant Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Pleasant Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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