10 Mount St, Rising Sun, MD 21911 Property Records

Cecil County property record for 10 Mount St, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft · built 1927
Lot Size	0.17 acres (7,400 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2021)
Tax Bill	$2,547 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-023142`

Property Details

APN / Parcel Number

Primary APN	`06-023142`
Alternative APNs	`6023142` `023142`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Total Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Siding
Roof Material	Metal
Lot Area	7,400 sqft (0.17 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023142
Street Address	10 MOUNT ST
City	RISING SUN
State	MD
Zip	21911-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 13 - .1702 ACRE 10 MOUNT STREET RISING SUN
Legal Subdivision	VILLAGE RISING SUN
Legal Lot Number	13
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1029
Census Tract	31302

Owner

10 Mount St is owned and occupied by two individuals who bought it in February 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 MOUNT ST, RISING SUN, MD 21911-1871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Dec 29, 1995 · Amount on File
Deed Book / Page	4807 / 165
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 26, 2021
Property Address	10 MOUNT ST, RISING SUN, MD 21911-1871
Document Number	0048070165
Book / Page	4807 / 165
Instrument Date	Feb 8, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 MOUNT ST, RISING SUN, MD 21911-1871

Mortgage

Document Number	0004807171
Date	Feb 26, 2021
Instrument	4807/171

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 10 Mount St was $2,547 with a homeowner's exemption, up 3.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Rising Sun Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,547.00 (+3.24%) Homeowner's exemption	$180,800	$186,600 Land $61,800 Building $124,800
2025	$2,467.00 Homeowner's exemption
2023	$1,605.00	$137,700	$177,900 Land $61,800 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Mount St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Mount St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RISING SUN serves 2,200 people · EPA ID MD0070021
Water Source	Purchased surface water from CHESTER WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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