20 Mount St, Rising Sun, MD 21911 Property Records

Cecil County property record for 20 Mount St, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,068 sqft · built 1920
Lot Size	0.256 acres (11,147 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Feb 2021)
Tax Bill	$3,129 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-020828`

Property Details

APN / Parcel Number

Primary APN	`06-020828`
Alternative APNs	`6020828` `020828`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,068 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,147 sqft (0.256 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	98 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	020828
Street Address	20 MOUNT ST
City	RISING SUN
State	MD
Zip	21911-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 PT 6 - .2558 A 20 MOUNT STREET RISING SUN
Legal Subdivision	RISING SUN
Legal Lot Number	7
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1029
Census Tract	31302

Owner

20 Mount St is owned and occupied by an individual who bought it in February 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20 MOUNT ST, RISING SUN, MD 21911-1871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Book / Page	4793 / 271
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 11, 2021
Property Address	20 MOUNT ST, RISING SUN, MD 21911-1871
Document Number	0047930271
Book / Page	4793 / 271
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MOUNT ST, RISING SUN, MD 21911-1871

Mortgage

Document Number	0004793280
Date	Feb 11, 2021
Instrument	4793/280

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 Mount St was $3,129, up 0.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Rising Sun Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,129.00 (+0.06%)	$177,733 (+0.7%)	$180,200 (+2.1%) Land $63,700 Building $116,500
2025	$3,127.00	$176,500 Land $63,700 Building $112,800	$176,500 Land $63,700 Building $112,800
2023	$1,986.00	$147,167	$176,500 Land $63,700 Building $112,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Mount St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mount St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RISING SUN serves 2,200 people · EPA ID MD0070021
Water Source	Purchased surface water from CHESTER WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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