Contra Costa County property record for 10 Merrill Dr, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,218 sqft · built 1986 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,682 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-672-011-8 |
| Primary APN | 258-672-011-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,218 sqft Living Area |
| 1st Floor Area | 2,373 sqft |
| 2nd Floor Area | 1,845 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Cluster |
| Lot Area | 15,600 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 949 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 10 MERRILL DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2PDDT |
| Legal Description | T6143B L0053 B EX MR |
| Legal Subdivision | SUBDIVISION 6143 |
| Legal Tract | 6143B |
| Legal Lot Number | 0053 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 352102 |
Source: Contra Costa County records · APN 258-672-011-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 MERRILL DR, MORAGA, CA 94556-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Aug 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 14, 2017 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2005 |
| Transfer Doc | 0000354660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 MERRILL DR, MORAGA, CA 94556-2812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 MERRILL DR, MORAGA, CA 94556-2812 |
| Document Number | 0000177052 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022-177052 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 MERRILL DR, MORAGA, CA 94556-2812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10 MERRILL DR, MORAGA, CA 94556-2812 |
| Document Number | 0000123042 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 2022-123042 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 01, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 MERRILL DR, MORAGA, CA 94556-2812 |
| Document Number | 0000049746 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10 MERRILL DR MORAGA CA 945562812, MORAGA, CA 94556-2812 |
| Document Number | 0000049746 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 49746 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $909,955 (+2%) Land $211,313 Building $698,642 | |
| 2025 | $11,682.00 (+5.68%) Homeowner's exemption | $892,114 (+4.04%) Land $207,170 Building $684,944 |
| 2023 | $11,054.00 (+1.55%) Homeowner's exemption | $857,474 Land $199,126 Building $658,348 |
| 2022 | $10,885.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Communications, LLC., Unwired.
Based on FCC filings for 98 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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