Bergen County and Closter Borough property record for 10 Julia St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,691 sqft · built 1969 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $571,000 (Jan 2020) |
| Tax Bill | $15,300 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00911-0000-00003 |
| Primary APN | 07-00911-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,691 sqft Living Area |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Account Number | 053150 |
|---|---|
| Street Address | 10 JULIA ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.16 AC |
| Legal Block | 911 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 7001 |
10 Julia St is owned by two individuals who bought it in January 2020.
Source: Bergen County and Closter Borough records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2720 FOREST BND, PROSPER, TX 75078-3682 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 14, 2020 | Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP |
| Jan 14, 2020 | Court-Ordered Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Feb 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BROWNSTONE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on File |
| Deed Sale | Jan 14, 2020 · Amount on File |
| Prior Sale | Jan 14, 2020 · Amount on File |
| Deed Document Number | 20202964 |
| Deed Book / Page | 3460 / 862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 JULIA ST, CLOSTER, NJ 07624-2441 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043510794 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4351/794 |
| Instrument | 2021137471 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 14, 2020 |
| Property Address | 10 JULIA ST, CLOSTER, NJ 07624-2441 |
| Document Number | 0034600862 |
| Book / Page | 3460 / 862 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 2020002964 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 JULIA ST, CLOSTER, NJ 07624-2441 |
| Document Number | 2020002965 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2020002965 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0034600862 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 3460/862 |
| Instrument | 2020002964 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 14, 2020 |
| Property Address | 10 JULIA ST, CLOSTER, NJ 07624-2441 |
| Document Number | 0034600847 |
| Book / Page | 003460 / 000847 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 20002963 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $337.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 348 EVELYN ST PARAMUS NJ 076522908, PARAMUS, NJ 07652-2908 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 JULIA ST, CLOSTER, NJ 07624-2441 |
| Document Number | 0025491559 |
| Book / Page | 002549 / 001559 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 JULIA ST CLOSTER NJ 076242441, CLOSTER, NJ 07624-2441 |
| Document Number | 0025491559 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 002549/001559 |
| Name | BROWNSTONE MANAGEMENT LLC |
|---|---|
| Address | 16 LAUREL RD, DEMAREST, NJ 07627-1916 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4% |
|---|
The 2025 property tax bill for 10 Julia St was $15,300, up 9.4% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $782,600 (+5.99%) Land $467,000 Building $315,600 | $782,600 (+5.99%) Land $467,000 Building $315,600 | |
| 2025 | $15,300.00 (+9.43%) | $738,400 Land $442,500 Building $295,900 | $738,400 Land $442,500 Building $295,900 |
| 2024 | $13,982.00 | ||
| 2023 | $625,800 Land $350,000 Building $275,800 | $625,800 Land $350,000 Building $275,800 | |
| 2022 | $12,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Julia St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Julia St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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