Bergen County and Closter Borough property record for 51 Julia St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,094 sqft · built 1954 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Feb 2022) |
| Tax Bill | $14,268 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-01001-0000-00009 |
| Primary APN | 07-01001-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,094 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Account Number | 055030 |
|---|---|
| Street Address | 51 JULIA ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.23 AC 10 |
| Legal Subdivision | KNICKERBOCKER TERRACE |
| Legal Block | 1001 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records · APN 07-01001-0000-00009
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed, Transfer · Conventional Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Aug 08, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY CU |
| Aug 08, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Aug 21, 2015 · Amount on Record |
| Deed Document Number | 202220902 |
| Deed Book / Page | 4585 / 1546 |
| Prior Transfer Date | Nov 09, 2007 |
| Prior Transfer Doc | 0094500115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 16, 2022 |
| Property Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Document Number | 0045851546 |
| Book / Page | 4585 / 1546 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022020902 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 PIERMONT RD, 151, NORWOOD, NJ 07648-2317 |
| Name | Verified Name |
|---|---|
| Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Document Number | 2022020903 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022020903 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0032641587 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 3264/1587 |
| Instrument | 19-036774 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0036101465 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 3610/1465 |
| Instrument | 20-053600 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Document Number | 0033472415 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 51 JULIA ST CLOSTER NJ 076242461, CLOSTER, NJ 07624-2461 |
| Document Number | 0033472415 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 003347/002415 |
| Instrument | 60659 |
| Name | AFFINITY CU |
|---|---|
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 51 JULIA ST, CLOSTER, NJ 07624-2461 |
| Document Number | 0039330021 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 51 JULIA ST CLOSTER NJ 076242461, CLOSTER, NJ 07624-2461 |
| Document Number | 0039330021 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 003933/000021 |
| Instrument | 12024 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $754,200 (+9.53%) Land $463,500 Building $290,700 | $754,200 (+9.53%) Land $463,500 Building $290,700 | |
| 2025 | $14,268.00 (+11.62%) | $688,600 (+20.17%) Land $438,800 Building $249,800 | $688,600 (+20.17%) Land $438,800 Building $249,800 |
| 2024 | $12,783.00 (+9.39%) | ||
| 2023 | $573,000 Land $342,000 Building $231,000 | $573,000 Land $342,000 Building $231,000 | |
| 2022 | $11,686.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 382 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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