Middlesex County and Dracut Town property record for 10 Harlem St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,716 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,500 (Oct 1993) |
| Tax Bill | $9,853 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:59 B:205 L:1 |
| Primary APN | DRAC M:59 B:205 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,716 sqft Living Area |
| Gross Area | 8,537 sqft |
| 1st Floor Area | 3,456 sqft |
| Basement Area | 2,889 sqft |
| Unfinished Basement | 2,889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 528805 |
|---|---|
| Street Address | 10 HARLEM ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 205 |
| Legal Lot Number | 1 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 314200 |
10 Harlem St is owned and occupied by two individuals who bought it in October 1993.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 HARLEM ST, DRACUT, MA 01826-5510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 1993 · Amount on File |
| Deed Sale | Oct 27, 1993 · Amount on File |
| Deed Book / Page | 6749 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 10 HARLEM ST, DRACUT, MA 01826-5510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36084-97 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 36084/97 |
| Instrument | 45696 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
The 2026 property tax bill for 10 Harlem St was $9,853, up 3.9% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,853.00 (+3.9%) | $1,018,900 (+8.73%) Land $253,100 Building $765,800 | $891,005 (-) |
| 2025 | $9,483.00 (-1.45%) | $937,100 (+1.76%) Land $232,200 Building $704,900 | $891,005 (+13.56%) |
| 2024 | $9,623.00 (+4.64%) | $920,900 (+15.97%) Land $221,300 Building $699,600 | $784,605 |
| 2023 | $9,196.00 | $794,100 Land $192,500 Building $601,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Harlem St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–2007) |
| Most Recent Claim | Apr 2007 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Harlem St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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