Middlesex County and Dracut Town property record for 56 Harlem St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,530 sqft · built 1998 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Jun 2008) |
| Tax Bill | $4,867 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:59 B:177 L:1 |
| Primary APN | DRAC M:59 B:177 L:1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.174 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 56 HARLEM ST |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-5547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 177 |
| Legal Lot Number | 1 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 314200 |
56 Harlem St is owned and occupied by two individuals who bought it in June 2008.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 HARLEM ST, DRACUT, MA 01826-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2008 · Amount on File |
| Deed Sale | Jun 26, 2008 · Amount on File |
| Prior Sale | Sep 29, 2000 · Amount on File |
| Deed Document Number | 200829590 |
| Deed Book / Page | 22276 / 170 |
| Transfer Doc | 26588-228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 56 HARLEM ST, DRACUT, MA 01826-5547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34621-130 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 34621/130 |
| Instrument | 44368 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2026 property tax bill for 56 Harlem St was $4,867, up 1.5% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,867.00 (+1.46%) | $503,300 (+6.18%) Land $193,400 Building $309,900 | $504,450 (-) |
| 2025 | $4,797.00 (+3.67%) | $474,000 (+7.05%) Land $177,400 Building $296,600 | $504,450 (+4.38%) |
| 2024 | $4,627.00 (+3.35%) | $442,800 (+14.54%) Land $168,900 Building $273,900 | $483,265 |
| 2023 | $4,477.00 | $386,600 Land $146,900 Building $239,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56 Harlem St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–2007) |
| Most Recent Claim | Apr 2007 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Harlem St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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