10 Gertrude Ave, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 10 Gertrude Ave, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,662 sqft · built 1953
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2022)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Dec 2023 Sale Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:28 L:195`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:28 L:195`
Alternative APN	`281950000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	4,097 sqft
1st Floor Area	1,662 sqft
Basement Area	1,662 sqft
Unfinished Basement	1,662 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	281950000
Street Address	10 GERTRUDE AVE
City	BIDDEFORD
State	ME
Zip	04005-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	JOSEPH HARVEY
Legal Lot Number	195
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1005
Census Tract	25205

Owner

10 Gertrude Ave is owned and occupied by two individuals who acquired it in December 2023.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer STEWART TITLE
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Jul 20, 2022	Warranty Deed, Transfer STEWART TITLE
Aug 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	20222022030566
Deed Book / Page	19074 / 414
Last Transfer Date	Dec 13, 2023
Transfer Doc	0193650146
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 20, 2023
Property Address	10 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Document Number	0193650146
Book / Page	19365 / 146
Instrument Date	Dec 13, 2023
Instrument	2023040090
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 GERTRUDE AVE, BIDDEFORD, ME 04005-3820

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	10 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185740018
Date	Mar 1, 2021
Book Page	18574/18
Instrument	2021011768

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 20, 2022
Property Address	10 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Document Number	0190740414
Book / Page	19074 / 414
Instrument Date	Jul 20, 2022
Instrument	2022030566
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PARK ST, PEABODY, MA 01960-5545

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 12, 2019
Property Address	10 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Document Number	0180170148
Book / Page	18017 / 148
Instrument Date	Jul 26, 2019
Instrument	2019032421
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FIELDWAYS LN, CAPE ELIZABETH, ME 04107-2525

Mortgage

Document Number	2019032422
Date	Aug 12, 2019
Instrument	2019032422

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Gertrude Ave was $5,577, up 6.2% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,577.00 (+6.21%)	$373,300 (+1.08%) Land $170,300 Building $203,000
2024	$5,251.00 (+9.33%)	$369,300 (+0.87%) Land $170,300 Building $199,000
2023	$4,803.00 (+2.56%)	$366,100 (+28.28%) Land $167,100 Building $199,000	$483,455
2022	$4,683.00	$285,400 Land $94,200 Building $191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Gertrude Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Gertrude Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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