16 Gertrude Ave, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 16 Gertrude Ave, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,260 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$274,600 (May 2017)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:28 L:192`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:28 L:192`
Alternative APN	`281920000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	281920000
Street Address	16 GERTRUDE AVE
City	BIDDEFORD
State	ME
Zip	04005-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	JOSEPH HAVEY
Legal Lot Number	192
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1005
Census Tract	25205

Owner

16 Gertrude Ave is owned and occupied by an individual who bought it in May 2017.

Source: York County and Biddeford City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	16 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SUPREME LENDING
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage MERIDIAN HOME MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer CROSS COUNTRY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Document Number	20172017019866
Deed Book / Page	17482 / 0064
Transfer Doc	16247-0730
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	16 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197080887
Date	Jul 31, 2025
Book Page	19708/887
Instrument	2025025172

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	16 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190900916
Date	Aug 12, 2022
Book Page	19090/916
Instrument	2022034858

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	16 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181090460
Date	Nov 27, 2019
Book Page	18109/460
Instrument	2019051270

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 31, 2017
Property Address	16 GERTRUDE AVE, BIDDEFORD, ME 04005-3820
Document Number	0174820064
Book / Page	17482 / 0064
Instrument	2017019866
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017019867
Date	May 31, 2017
Instrument	2017019867

Lender

Name	CROSS COUNTRY MTG INC

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Gertrude Ave was $4,050, up 6.1% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,050.00 (+6.08%)	$271,100 (+0.97%) Land $131,200 Building $139,900
2024	$3,818.00 (+9.37%)	$268,500 (+0.9%) Land $131,200 Building $137,300
2023	$3,491.00 (-3.88%)	$266,100 (+20.24%) Land $128,800 Building $137,300	$378,955
2022	$3,632.00	$221,300 Land $75,200 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Gertrude Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Gertrude Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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