10 Forge Hill Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10 Forge Hill Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,825 sqft · built 1983
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Aug 2017)
Tax Bill	$7,057 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-002`

Property Details

APN / Parcel Number

Primary APN	`63-002`
Alternative APNs	`FRAN M:276 L:013` `M:063 L:002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
Gross Area	3,453 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	63-002
Street Address	10 FORGE HILL RD
City	FRANKLIN
State	MA
Zip	02038-3176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1015
Census Tract	442105

Owner

10 Forge Hill Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 FORGE HILL RD, FRANKLIN, MA 02038-3176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit BLUESTONE BANK
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BRIDGEWATER SAVINGS BANK
Aug 7, 2017	Quit Claim Deed, Transfer · Conventional with PMI FIRST CITIZENS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Book / Page	35340 / 464
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 FORGE HILL RD, FRANKLIN, MA 02038-3176
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040949-243
Date	Dec 1, 2022
Book Page	40949/243
Instrument	101305

Lender

Name	BLUESTONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 FORGE HILL RD, FRANKLIN, MA 02038-3176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38219-112
Date	Aug 17, 2020
Book Page	38219/112
Instrument	83038

Lender

Name	BRIDGEWATER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 7, 2017
Property Address	10 FORGE HILL RD, FRANKLIN, MA 02038-3176
Document Number	35340-464
Book / Page	035340 / 000464
Instrument Date	Aug 4, 2017
Instrument	73248
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 FORGE HILL RD FRANKLIN MA 020383176, FRANKLIN, MA 02038-3176

Mortgage

Document Number	35340-467
Date	Aug 7, 2017
Book Page	035340/000467
Instrument	73249

Lender

Name	FIRST CITIZENS CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Forge Hill Rd was $7,057, up 4.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,057.00 (+4.8%)	$607,300 (+6.32%) Land $251,500 Building $355,800	$564,205 (-7.91%)
2024	$6,734.00 (-3.14%)	$571,200 (+3.37%) Land $251,500 Building $319,700	$612,655
2023	$6,952.00	$552,600 Land $274,500 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Forge Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Forge Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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