10 Flagg Rd, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 10 Flagg Rd, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 2001
Lot Size	2.04 acres (89,148 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2021)
Tax Bill	$5,989 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:0004 L:0098`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:0004 L:0098`
Alternative APN	`M:0004 B:0000 L:00098`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	3,936 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,148 sqft (2.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 FLAGG RD
City	HUBBARDSTON
State	MA
Zip	01452-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	98
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	1
Census Block	1030
Census Tract	706100

Owner

10 Flagg Rd is owned and occupied by an individual who bought it in January 2021.

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Jan 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Jan 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jun 27, 2017	Quit Claim Deed, Transfer CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Book / Page	64338 / 214
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	64338-214
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	069038-238
Date	Apr 20, 2023
Book Page	69038/238
Instrument	29929

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61719-200
Date	Jan 9, 2020
Book Page	61719/200
Instrument	2305

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARDSTON MA
Recording Date	Jan 28, 2021
Property Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308
Document Number	64338-214
Book / Page	64338 / 214
Instrument Date	Jan 19, 2021
Instrument	13007
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308

Mortgage

Document Number	13008
Date	Jan 28, 2021
Instrument	13008

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARDSTON MA
Recording Date	Jun 27, 2017
Property Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308
Document Number	57324-177
Book / Page	57324 / 177
Instrument	66915
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FLAGG RD, HUBBARDSTON, MA 01452-1308

Mortgage

Document Number	573240179
Date	Jun 27, 2017
Instrument	57324/0179

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 Flagg Rd was $5,989, up 5.4% from the year before.

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,989.00 (+5.44%)	$535,700 (+10.16%) Land $50,400 Building $485,300	$556,225 (-)
2025	$5,680.00	$486,300 Land $50,300 Building $436,000	$556,225 (+19.08%)
2024			$467,115
2023	$4,812.00	$369,300 Land $39,800 Building $329,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Flagg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Flagg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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