1 Flagg Rd, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 1 Flagg Rd, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 1986
Lot Size	2.05 acres (89,583 sqft)
Owner	Individual Name on File
Last Sale	$163,900 (Jan 2010)
Tax Bill	$4,035 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:0004 L:0090`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:0004 L:0090`
Alternative APN	`M:0004 B:0000 L:00090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	3,093 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	89,583 sqft (2.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 FLAGG RD
City	HUBBARDSTON
State	MA
Zip	01452-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	90
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	1
Census Block	1050
Census Tract	706100

Owner

1 Flagg Rd is owned and occupied by an individual who bought it in January 2010.

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 FLAGG RD, HUBBARDSTON, MA 01452-1303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit WORKERS CU
Apr 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2010 · Amount on File
Deed Sale	Jan 14, 2010 · Amount on File
Prior Sale	Jun 30, 2003 · Amount on File
Deed Document Number	20104505
Deed Book / Page	45350 / 35
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	1 FLAGG RD, HUBBARDSTON, MA 01452-1303
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65761-325
Date	Aug 3, 2021
Book Page	65761/325
Instrument	108758

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	1 FLAGG RD, HUBBARDSTON, MA 01452-1303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62266-335
Date	Apr 24, 2020
Book Page	62266/335
Instrument	41045

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	1 FLAGG RD, HUBBARDSTON, MA 01452-1303
Document Number	58649-256
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58649-256
Date	Apr 11, 2018
Book Page	058649/000256
Instrument	33381

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 10, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1 Flagg Rd was $4,035, up 5.2% from the year before.

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,035.00 (+5.16%)	$360,900 (+9.86%) Land $50,500 Building $310,400	$321,195 (-)
2025	$3,837.00	$328,500 Land $50,400 Building $278,100	$321,195 (+4.8%)
2024			$306,470
2023	$3,132.00	$240,400 Land $39,900 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Flagg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Flagg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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