10 Emelia Dr, Morganton, GA 30560 Property Records

Fannin County property record for 10 Emelia Dr, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 ba · 2,920 sqft · built 2018
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Aug 2025)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage Nov 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0025 029A4`

Property Details

APN / Parcel Number

Primary APN	`0025 029A4`
Alternative APN	`22589`

Interior

Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,920 sqft Heated Area
1st Floor Area	120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Slab
Porch Area	904 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22589
Street Address	10 EMELIA DR
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL149,176 LT1 DB1314-696* 0.961 AC
Legal Subdivision	EMELIA ESTATES
Legal Lot Number	1
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1063
Census Tract	50100

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 EMELIA DR, MORGANTON, GA 30560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALCOVA MORTGAGE
Nov 27, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage SAGE HOME LOANS
Oct 9, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING
Jul 16, 2018	Warranty Deed, Transfer
Jul 13, 2018	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Book / Page	1665 / 108
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	000884/811
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	10 EMELIA DR, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EMELIA DR, MORGANTON, GA 30560

Mortgage

Document Number	0000001462/0000000367
Date	Oct 27, 2021
Book Page	0000001462/0000000367

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	10 EMELIA DR, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EMELIA DR, MORGANTON, GA 30560

Mortgage

Document Number	0000001628/0000000479
Date	Nov 27, 2024
Book Page	0000001628/0000000479

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 26, 2025
Property Address	10 EMELIA DR, MORGANTON, GA 30560
Document Number	001665/108
Book / Page	1665 / 108
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EMELIA DR, MORGANTON, GA 30560

Mortgage

Document Number	0001665110
Date	Aug 26, 2025
Instrument	1665/110

Lender

Name	SAGE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2055

October 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 9, 2019
Property Address	10 EMELIA DR, MORGANTON, GA 30560
Document Number	001314/696
Book / Page	1314 / 696
Instrument Date	Oct 9, 2019
Instrument	2019-002314
Transaction Type	Transfer
Record Updated	May 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38172 STONE EDEN DR, HAMILTON, VA 20158-3466

Mortgage

Document Number	0000001314/0000000698
Date	Oct 10, 2019
Book Page	0000001314/0000000698
Instrument	002412810017

Lender

Name	JG WENTWORTH HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jul 16, 2018
Property Address	10 EMELIA DR, MORGANTON, GA 30560
Document Number	001259/772
Book / Page	1259 / 772
Instrument Date	Jul 16, 2018
Instrument	2018-001794
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 852, HOLLY SPRINGS, GA 30142-0852

July 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jul 13, 2018
Property Address	10 EMELIA DR, MORGANTON, GA 30560
Document Number	001260/169
Book / Page	1260 / 169
Instrument Date	Jul 13, 2018
Instrument	2018-001817
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 SUGAR CREEK RD, BLUE RIDGE, GA 30513-4201

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 (-0.11%)	$288,835 (+0.91%) Land $16,000 Building $272,835	$722,088 (+0.91%) Land $40,000 Building $682,088
2024	$2,623.00 (-19.17%)	$286,235 (+24.85%) Land $13,400 Building $272,835	$715,588 (+24.85%) Land $33,500 Building $682,088
2023		$229,266 (-0.95%) Land $13,400 Building $215,866	$573,164 (-0.95%) Land $33,500 Building $539,664
2022	$3,245.00	$231,470 Land $13,400 Building $218,070	$578,676 Land $33,500 Building $545,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Emelia Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures