10 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 10 Edward St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,159 sqft · built 1988
Lot Size	7.75 acres (337,590 sqft)
Owner	Individual Name on File
Tax Bill	$17,130 (2026)
Deeds & Mortgages	Jul 2019 Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422800 71.9-1-27.41`

Property Details

APN / Parcel Number

Primary APN	`422800 71.9-1-27.41`
Alternative APN	`280007100900010270410000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,159 sqft Living Area
1st Floor Area	1,522 sqft
2nd Floor Area	1,637 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	337,590 sqft (7.75 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10 EDWARD ST
City	SCHENECTADY
State	NY
Zip	12304-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, R-1
Legal Block	1
Legal Lot Number	27.041
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1032
Census Tract	33002

Owner

10 Edward St is owned by an individual who acquired it in May 2019.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10 EDWARD DR, SCHENECTADY, NY 12306-2503
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage FIRST NATIONAL BANK OF SCOTIA
May 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 7, 2019
Transfer Doc	0000020603
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	10 EDWARD ST, SCHENECTADY, NY 12304-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034068
Date	Jul 31, 2019
Book Page	4927/599
Instrument	201934068

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 22, 2029

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 13, 2019
Property Address	10 EDWARD ST, SCHENECTADY, NY 12304-2902
Document Number	0000020603
Book / Page	002011 / 000098
Instrument Date	May 7, 2019
Instrument	20603
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EDWARD DR SCHENECTADY NY 123062503, SCHENECTADY, NY 12306-2503

Tax Assessment & Valuation

The 2026 property tax bill for 10 Edward St was $17,130, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,130.00 (+1.61%)
2025	$16,858.00	$461,000 Land $87,400 Building $373,600	$709,200 Land $134,456 Building $574,744
2023		$461,000 Land $87,400 Building $373,600	$606,600 Land $115,004 Building $491,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Edward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Edward St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

May also be available: Greenlight Networks, T-Mobile.

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