1 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 1 Edward St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,226 sqft · built 1968
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$2,000 (Mar 1997)
Tax Bill	$8,959 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 71.9-1-18.11`

Property Details

APN / Parcel Number

Primary APN	`422800 71.9-1-18.11`
Alternative APNs	`280007100900010180010000` `422800 71.9-1-18.1`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	1,368 sqft
Upper Floors Area	858 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Lot Width	129 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	150 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1 EDWARD ST
City	SCHENECTADY
State	NY
Zip	12304-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	R,G2,BF,SHDM,FP,SHD,ENCPT SP,ADD 1.A-92-3 PT L-27,PT L-3
Legal Block	1
Legal Lot Number	18.011
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1032
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 EDWARD DR, SCHENECTADY, NY 12306-2526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 5, 1997 · Amount on Record
Deed Sale	Mar 5, 1997 · Amount on Record
Prior Sale	Jan 15, 1997 · Amount on Record
Deed Book / Page	1514 / 292
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1 EDWARD ST, SCHENECTADY, NY 12304-2901
Document Number	0000047321
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EDWARD DR SCHENECTADY NY 123062526, SCHENECTADY, NY 12306-2526

Mortgage

Document Number	0000047321
Date	Oct 21, 2019
Book Page	004947/000219
Instrument	47321

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2029

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1 EDWARD ST, SCHENECTADY, NY 12304-2901
Document Number	0000047314
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 EDWARD DR SCHENECTADY NY 123062526, SCHENECTADY, NY 12306-2526

Mortgage

Document Number	0000047314
Date	Oct 21, 2019
Book Page	004947/000200
Instrument	47314

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,959.00	$245,000 (-) Land $33,000 Building $212,000	$376,900 (+16.9%) Land $50,766 Building $326,134
2023		$245,000 Land $33,000 Building $212,000	$322,400 Land $43,425 Building $278,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

May also be available: Greenlight Networks Holding, T-Mobile USA.

Nearby Properties on Edward St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures