10 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 10 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1930
Square Footage	2,000 sqft Total Area
Lot Size	3,031 sqft (0.07 acres)
Tax Bill	$1,319.00 (2025)

Owner

Source: Washington County records · APN 07-010974

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22840 STEVENSON RD, SMITHSBURG, MD 21783-1352
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 13, 2020
Transfer Doc	0062310305
Record Refreshed	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 21, 2020
Property Address	10 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number	0062310310
Book / Page	006231 / 000310
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E WATER ST SMITHSBURG MD 217831604, SMITHSBURG, MD 21783-1604

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,167 (+20.25%)	$203,500 (-) Land $35,000 Building $168,500
2025	$1,319.00 (+25.38%)	$144,833 (+28.51%)	$203,500 (+76.19%) Land $35,000 Building $168,500
2024	$1,052.00 (+2.04%)
2023	$1,031.00	$112,700	$115,500 Land $42,500 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-010974`
Alternative APN	`010974`

Interior

Full Baths	2 Baths
Building Area	2,000 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,031 sqft (0.07 acres)
Depth X Width	82 ft x 37 ft Depth x Width
Porch Area	192 sqft Porch

Utilities and HVAC

Heating System	Baseboard Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	010974
Street Address	10 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783-1604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 37X82 .07 AC 10 E WATER STREET
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4020
Census Tract	11301