Washington County property record for 1 E Water St, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 8,712 sqft · built 1900 |
| Lot Size | 0.213 acres (9,270 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,187 (2025) |
| Deeds & Mortgages | Dec 2020 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-012918 |
| Primary APN | 07-012918 |
|---|---|
| Alternative APN |
|
| Units | 11 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 8,712 sqft Total Area |
| 1st Floor Area | 8,712 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 9,270 sqft (0.213 acres) |
| Lot Dimensions | 180 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 1,369 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 012918 |
|---|---|
| Street Address | 1 E WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1605 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT 51.5X180 1 E WATER ST |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-012918
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4157 MOUNTAIN RD, PASADENA, MD 21122-4455 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 07, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANKING & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2005 |
| Deed Sale | Aug 17, 2005 |
| Deed Document Number | 2005206874 |
| Deed Book / Page | 2751 / 344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 07, 2020 |
| Property Address | 1 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Document Number | 0064450190 |
| Book / Page | 006445 / 000190 |
| Instrument Date | Nov 07, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $708.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10045 BALTIMORE NATIONAL PIKE ELLICOTT CITY MD 210423673, ELLICOTT CITY, MD 21042-3673 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 1 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Document Number | 0055370388 |
| Book / Page | 005537 / 000388 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 E WATER ST SMITHSBURG MD 217831605, SMITHSBURG, MD 21783-1605 |
| Document Number | 0055370388 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 005537/000388 |
| Name | BANKING & TRUST CO |
|---|---|
| Address | 13418 MARSH PIKE, HAGERSTOWN, MD 21742-2580 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,600 (+8.92%) | $541,600 (-) Land $120,000 Building $421,600 | |
| 2025 | $4,187.00 (+9.32%) | $459,600 (+9.79%) | $541,600 (+29.38%) Land $120,000 Building $421,600 |
| 2023 | $3,830.00 | $418,600 Land $120,000 Building $298,600 | $418,600 Land $120,000 Building $298,600 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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