10 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 10 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,293 sqft · built 1925
Lot Size	0.098 acres (4,260 sqft)
Owner	Individual Name on Record
Last Sale	$26,600 (Feb 2019)
Tax Bill	$679 (2025)
Deeds & Mortgages	Jul 2019 Sale Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-012208`

Property Details

APN / Parcel Number

Primary APN	`04-012208`
Alternative APNs	`4012208` `012208`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,293 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Roof Material	Metal
Lot Area	4,260 sqft (0.098 acres)
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	012208
Street Address	10 E OLDTOWN RD
City	CUMBERLAND
State	MD
Zip	21502-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLDTOWN RD LOT 14 30X146 MCCRAY 32X128
Legal Subdivision	PROPERTY OF MRS WILLIAM MCCRAY
Legal Lot Number	14
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2019
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 E OLDTOWN RD, CUMBERLAND, MD 21502-3603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS
Feb 22, 2019	Grant Deed, Transfer OTHER
Oct 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Book / Page	2447 / 84
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0024180377
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 1, 2019
Property Address	10 E OLDTOWN RD, CUMBERLAND, MD 21502-3603
Document Number	0024780339
Book / Page	002478 / 000339
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10 E OLDTOWN RD CUMBERLAND MD 215023603, CUMBERLAND, MD 21502-3603

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 22, 2019
Property Address	10 E OLDTOWN RD, CUMBERLAND, MD 21502-3603
Document Number	0024470084
Book / Page	002447 / 000084
Instrument Date	Nov 23, 2018
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$186.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 10, 2018
Property Address	10 E OLDTOWN RD, CUMBERLAND, MD 21502-3603
Document Number	0024180377
Book / Page	002418 / 000377
Instrument Date	Apr 5, 2018
Transaction Type	Foreclosure
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (+13.25%) Land $8,500 Building $95,500	$104,000 (-) Land $8,500 Building $95,500
2025	$679.00 (+8.29%) Homeowner's exemption	$91,833 (+36.05%)	$104,000 (+54.07%) Land $8,500 Building $95,500
2023	$627.00 Homeowner's exemption	$67,500 Land $8,500 Building $59,000	$67,500 Land $8,500 Building $59,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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