215 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 215 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,720 sqft · built 1925
Lot Size	0.044 acres (1,896 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Dec 2021)
Tax Bill	$598 (2025)
Deeds & Mortgages	Dec 2021 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-026276`

Property Details

APN / Parcel Number

Primary APN	`04-026276`
Alternative APNs	`4026276` `026276`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,896 sqft (0.044 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	026276
Street Address	215 E OLDTOWN RD
City	CUMBERLAND
State	MD
Zip	21502-3491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1896 SQ FT 215 COR OLDTOWN 42X106 RD & RACE ST 4X 99
Legal Subdivision	CUMBERLAND IMPROV & INVES
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2004
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

215 E Oldtown Rd is owned by a company that bought it in December 2021.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	64 FROST AVE, FROSTBURG, MD 21532-1638
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed, Transfer
Jan 4, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST PEOPLES CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Deed Book / Page	2729 / 79
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 1, 2021
Property Address	215 E OLDTOWN RD, CUMBERLAND, MD 21502-3491
Document Number	002729-0079
Book / Page	2729 / 79
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 FROST AVE, FROSTBURG, MD 21532-1638

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 4, 2021
Property Address	215 E OLDTOWN RD, CUMBERLAND, MD 21502-3491
Document Number	0026200260
Book / Page	002620 / 000260
Instrument Date	Dec 16, 2020
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E OLDTOWN RD CUMBERLAND MD 215023650, CUMBERLAND, MD 21502-3650

Mortgage

Document Number	26200265
Date	Jan 4, 2021
Book Page	002620/000265

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CRESAPTOWN, MD 21505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 215 E Oldtown Rd was $598.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,400 Land $6,000 Building $67,400	$73,400 Land $6,000 Building $67,400
2025	$598.00
2023	$455.00	$49,000 Land $6,000 Building $43,000	$49,000 Land $6,000 Building $43,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E Oldtown Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E Oldtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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