Oceana County property record for 10 E Main St, Hart, MI 49420 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.182 acres (7,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Jun 2020) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-202-006-50 |
| Primary APN | 020-202-006-50 |
|---|
| Lot Area | 7,969 sqft (0.182 acres) |
|---|
| Street Address | 10 E MAIN ST |
|---|---|
| City | HART |
| State | MI |
| Zip | 49420-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD 2020/11456 WD-L2011P8512 CITY OF HART W 16 FT OF LOT 6 & E 43' OF LOT 7 - BLK 2 |
| Legal Subdivision | CITY OF HART |
| Legal Block | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | HART |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10400 |
Source: Oceana County records · APN 020-202-006-50
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 E MAIN ST, HART, MI 49420-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | May 19, 2011 · Amount on Record |
| Deed Document Number | 20203344 |
| Deed Book / Page | 2020 / 11456 |
| Prior Transfer Date | Jun 16, 2000 |
| Prior Transfer Doc | 2001000215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 22, 2020 |
| Property Address | 10 E MAIN ST, HART, MI 49420-1130 |
| Document Number | 2020/11456 |
| Book / Page | 2020 / 11456 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 202000003344 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 E MAIN ST, 10, HART, MI 49420-1130 |
| Name | Verified Name |
|---|---|
| Address | 314 WOOD ST, HART, MI 49420-1349 |
| Document Number | 202000003345 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 202000003345 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 10 E MAIN ST, HART, MI 49420-1130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700006703 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 2017/022180 |
| Instrument | 201700006703 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 05, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| Municipality | Hart City |
| Unified School District | Hart Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,900 (+9.89%) | $177,800 (+9.89%) | |
| 2025 | $1,508.00 (-27.15%) Homeowner's exemption | $80,900 (+37.35%) Land $80,900 | $161,800 (+37.35%) Land $161,800 |
| 2023 | $58,900 Land $58,900 | $117,800 (-) Land $117,800 | |
| 2022 | $2,070.00 | $117,800 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Hart Downtown Historic District listed 2015 · 39 contributing resources · NRIS 15000814 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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