109 E Main St, Hart, MI 49420 Property Records

Oceana County property record for 109 E Main St, Hart, MI 49420

Property Summary

Property Type	Commercial
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$130,000 (Jan 2005)
Tax Bill	$4,228 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-208-003-00`

Property Details

APN / Parcel Number

Primary APN	`020-208-003-00`

Interior

1st Floor Area	3,480 sqft

Exterior

Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	87 ft deep x 40 ft wide

Location & Zoning

Street Address	109 E MAIN ST
City	HART
State	MI
Zip	49420-1106
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CITY OF HART W 40 FT OF N 87 FT OF LOT 3 BLK 8 WD-2005/1575
Legal Subdivision	CITY OF HART
Legal Block	8
Legal Lot Number	3
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	2
Census Block	2017
Census Tract	10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hart Downtown Historic District listed 2015 · 39 contributing resources · NRIS 15000814

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	595 S 104TH AVE, SHELBY, MI 49455-9268
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer
Aug 2, 2021	Warranty Deed, Transfer OCALA LAND TITLE, OCEANA LAND TITLE
Jan 19, 2005	Warranty Deed, Transfer · Commercial Mortgage FIFTH THIRD BANK
Jan 19, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2005 · Amount on Record
Deed Sale	Jan 19, 2005 · Amount on Record
Prior Sale	Jan 19, 2005 · Amount on Record
Deed Book / Page	2005 / 1575
Last Transfer Date	Jan 6, 2026
Transfer Doc	02026/1230
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jan 15, 2026
Property Address	109 E MAIN ST, HART, MI 49420-1106
Document Number	02026/1230
Book / Page	2026 / 1230
Instrument Date	Jan 6, 2026
Instrument	202600000274
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 S 104TH AVE, SHELBY, MI 49455-9268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 S 104TH AVE, SHELBY, MI 49455-9268

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 2, 2021
Property Address	109 E MAIN ST, HART, MI 49420-1106
Document Number	2021/20704
Book / Page	2021 / 20704
Instrument Date	Jul 30, 2021
Instrument	202100005519
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OCALA LAND TITLE, OCEANA LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9549 S BAY LN, PENTWATER, MI 49449-9319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 S 104TH AVE, SHELBY, MI 49455-9268

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jan 19, 2005
Property Address	109 E MAIN ST, HART, MI 49420-1106
Document Number	2005/001575
Book / Page	2005 / 001575
Instrument Date	Jan 14, 2005
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18715 79TH PL W, EDMONDS, WA 98026-5815

Mortgage

Document Number	2005001576
Date	Jan 19, 2005
Instrument	2005/001576

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jan 19, 2005
Property Address	109 E MAIN ST, HART, MI 49420-1106
Document Number	2005/001573
Book / Page	2005 / 001573
Instrument Date	Jan 13, 2005
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 N 84TH AVE, HART, MI 49420-8952

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,100 (+7.32%) Land $13,900 Building $68,200	$164,200 (+7.32%) Land $27,800 Building $136,400
2025	$4,228.00 (+1.51%)	$76,500 (-2.05%) Land $15,700 Building $60,800	$153,000 (-2.05%) Land $31,400 Building $121,600
2024	$4,165.00 (+8.8%)
2023		$78,100 Land $9,100 Building $69,000	$156,200 (-) Land $18,200 Building $138,000
2022	$3,828.00		$156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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