10 E Kennedy St, Algona, IA 50511 Property Records

Kossuth County property record for 10 E Kennedy St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Apr 2012)
Tax Bill	$548 (2025)
Deeds & Mortgages	Sep 2010 Mortgage Jul 2009 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`22-11-137-002`

Property Details

APN / Parcel Number

Primary APN	`22-11-137-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	35 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 E KENNEDY ST
City	ALGONA
State	IA
Zip	50511-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 RESV #2 O P
Legal Subdivision	ORIGINAL PLAT OF ALGONA
Legal Block	1
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3023
Census Tract	950400

Owner

10 E Kennedy St is owned and occupied by an individual who bought it in April 2012.

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 E KENNEDY ST, ALGONA, IA 50511-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2010	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 24, 2009	Legal Action/Court Order, Foreclosure · ARM NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2012 · Amount on File
Deed Sale	Apr 27, 2012 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	20121492
Deed Book / Page	2012 / 1492
Record Updated	Oct 29, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	10 E KENNEDY ST, ALGONA, IA 50511-3323
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/2873
Date	Sep 17, 2010
Book Page	2010/2873
Instrument	2010 2873

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2025

July 2009: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	KOSSUTH IA
Recording Date	Jul 24, 2009
Property Address	10 E KENNEDY ST, ALGONA, IA 50511-3323
Document Number	02009/3256
Book / Page	2009 / 3256
Instrument Date	Jul 23, 2009
Instrument	2009 3256
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E KENNEDY ST, ALGONA, IA 50511-3323

Mortgage

Document Number	0020093257
Date	Jul 24, 2009
Instrument	2009 3257

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2016
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 10 E Kennedy St was $548 with a homeowner's exemption, up 10.9% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00 (+10.93%) Homeowner's exemption	$54,518 Land $14,850 Building $39,668
2024	$494.00
2023		$47,867 Land $13,200 Building $34,667	$47,867 Land $13,200 Building $34,667
2021	$632.00		$54,518 Land $14,850 Building $39,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 E Kennedy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 E Kennedy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK LAKE MAINTENANCE, INC. private · serves 128 people · EPA ID IA5500838
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	ALGONA MUNICIPAL UTILITIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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