202 E Kennedy St, Algona, IA 50511 Property Records

Kossuth County property record for 202 E Kennedy St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,606 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$78,500 (Jul 2022)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-11-210-001`

Property Details

APN / Parcel Number

Primary APN	`22-11-210-001`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Basement Area	610 sqft
Unfinished Basement	610 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	202 E KENNEDY ST
City	ALGONA
State	IA
Zip	50511-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 75 O P
Legal Subdivision	ORIGINAL PLAT OF ALGONA
Legal Block	75
Legal Lot Number	4
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3027
Census Tract	950400

Owner

202 E Kennedy St is owned and occupied by two individuals who bought it in July 2022.

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 E KENNEDY ST, ALGONA, IA 50511-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Deed Document Number	20222191
Deed Book / Page	2022 / 2191
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	202 E KENNEDY ST, ALGONA, IA 50511-3327
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3816
Date	Dec 21, 2017
Book Page	2017/3816
Instrument	2017 3816

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 26, 2022
Property Address	202 E KENNEDY ST, ALGONA, IA 50511-3327
Document Number	02022/2191
Book / Page	2022 / 2191
Instrument Date	Jul 14, 2022
Instrument	2022 2191
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	202 E KENNEDY ST, ALGONA, IA 50511-3327

Mortgage

Document Number	02022/2192
Date	Jul 26, 2022
Book Page	2022/2192
Instrument	2022 2192

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 202 E Kennedy St was $1,178 with a homeowner's exemption, up 5.9% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (+5.94%) Homeowner's exemption	$85,550 Land $16,500 Building $69,050
2024	$1,112.00
2023		$75,912 Land $14,850 Building $61,062	$75,912 Land $14,850 Building $61,062
2021	$1,592.00		$85,550 Land $16,500 Building $69,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 E Kennedy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 E Kennedy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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