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10 Cuddeback St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 10 Cuddeback St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,046 sqft · built 1988
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$78,000 (Sep 2019)
Tax Bill$3,016 (2026)
Deeds & MortgagesSep 2019 Mortgage
Sep 2019 Sale & Mortgage
APN453289 20-4-26

Property Details

APN / Parcel Number

Primary APN453289 20-4-26

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,046 sqft Living Area
1st Floor Area1,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 CUDDEBACK ST
CitySENECA FALLS
StateNY
Zip13148-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block4
Legal Lot Number26.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1027
Census Tract950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 CUDDEBACK ST, SENECA FALLS, NY 13148-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
LYONS SAVINGS BANK
Sep 18, 2019Deed, Transfer · Stand-Alone First Mortgage
LYONS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleMay 4, 2011 · Amount on Record
Deed Book / Page998 / 93
Prior Transfer DateFeb 4, 2014
Prior Transfer Doc0000000885/000000032
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address10 CUDDEBACK ST, SENECA FALLS, NY 13148-2014
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001716/297
DateSep 18, 2019
Book Page1716/297
Instrument46019
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateSep 18, 2019
Property Address10 CUDDEBACK ST, SENECA FALLS, NY 13148-2014
Document Number0000998/93
Book / Page998 / 93
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CUDDEBACK ST, SENECA FALLS, NY 13148-2014

Mortgage

Document Number001716/276
DateSep 18, 2019
Book Page1716/276
Instrument46018
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,016.00 (+6.57%)
2025$2,830.00 (+143.97%)$97,000 (-) Land $13,600 Building $83,400$106,593 (+9.89%) Land $14,945 Building $91,648
2023$97,000 Land $13,600 Building $83,400$97,000 Land $13,600 Building $83,400
2019$1,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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