1 Cuddeback St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 1 Cuddeback St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1900
Lot Size0.87 acres (37,897 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Oct 2022)
Tax Bill$4,002 (2026)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2022 Sale & Mortgage
+ 1 more
APN453289 20-4-16

Property Details

APN / Parcel Number

Primary APN453289 20-4-16
Alternative APN
  • 45320102000000040160000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area848 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area37,897 sqft (0.87 acres)
Lot Dimensions300 ft deep x 126 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area176 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 CUDDEBACK ST
CitySENECA FALLS
StateNY
Zip13148-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block4
Legal Lot Number16.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1026
Census Tract950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 CUDDEBACK ST, SENECA FALLS, NY 13148-2013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage · Line of Credit
GENERATIONS BANK
Oct 24, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
GENERATIONS BANK
Jun 25, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleJul 27, 1999 · Amount on Record
Deed Document Number202260586
Deed Book / Page1067 / 24
Prior Transfer DateOct 21, 2022
Prior Transfer Doc0001067/24
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 CUDDEBACK ST, SENECA FALLS, NY 13148-2013
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001877/305
DateDec 16, 2022
Book Page1877/305
Instrument61224
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateOct 24, 2022
Property Address1 CUDDEBACK ST, SENECA FALLS, NY 13148-2013
Document Number0001067/24
Book / Page1067 / 24
Instrument DateOct 21, 2022
Instrument60586
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CUDDEBACK ST, SENECA FALLS, NY 13148-2013

Mortgage

Document Number0000060587
DateOct 24, 2022
Instrument60587
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 CUDDEBACK ST, SENECA FALLS, NY 13148-2013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1706/288
DateJun 25, 2019
Book Page1706/288
Instrument45025
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueJul 1, 2032

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,002.00 (+6.66%)
2025$3,752.00 (+59.32%)$130,000 (-) Land $23,900 Building $106,100$142,857 (+9.89%) Land $26,264 Building $116,593
2023$130,000 Land $23,900 Building $106,100$130,000 Land $23,900 Building $106,100
2019$2,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cuddeback St

Nearby Streets

Search Property Records by Address or Parcel Number