Beaufort County property record for 10 Columbus Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,274 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12178263 |
| Primary APN | 12178263 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 12178263 |
|---|---|
| Old Parcel Number | R603 028 000 1526 0000 |
| Street Address | 10 COLUMBUS CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 504 MURRAY HILL BLK 65 PB105 P184-186 PB106 P17-19 PB107 P72-74 PB123 P184 |
| Legal Subdivision | DEL WEBB SUN CITY |
| Legal Block | 65 |
| Legal Lot Number | 504 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2109 |
10 Columbus Cir is owned by an individual who acquired it in November 2025.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Jun 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 15, 2024 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 |
| Deed Sale | Nov 17, 2025 |
| Prior Sale | Nov 15, 2024 · Amount on File |
| Deed Document Number | 2025051760 |
| Deed Book / Page | 4384 / 340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 17, 2025 |
| Property Address | 10 COLUMBUS CIR, BLUFFTON, SC 29909-6112 |
| Document Number | 0000051760 |
| Book / Page | 4484 / 203 |
| Map Reference | MB 107 PG 72 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025051760 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | STEWART TITLE GUARANTY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000051761 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 4484/208 |
| Instrument | 2025051761 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 SOUTH TRYON STREET, CHARLOTTE, NC 28280 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 10 COLUMBUS CIR, BLUFFTON, SC 29909-6112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005260 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 4216/877 |
| Instrument | 2023005260 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 3, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 10 COLUMBUS CIR, BLUFFTON, SC 29909-6112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046046 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 3898/3270 |
| Instrument | 2020046046 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 10 COLUMBUS CIR, BLUFFTON, SC 29909-6112 |
| Document Number | 0000036412 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10 COLUMBUS CIR BLUFFTON SC 299096112, BLUFFTON, SC 29909-6112 |
| Document Number | 0000036412 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 003589/000729 |
| Instrument | 36412 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 15, 2024 |
| Property Address | 10 COLUMBUS CIR, BLUFFTON, SC 29909-6112 |
| Document Number | 0000050561 |
| Book / Page | 4384 / 340 |
| Map Reference | MB 107 PG 72 |
| Instrument Date | Nov 14, 2005 |
| Instrument | 2024050561 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 10 Columbus Cir was $1,487, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 (-0.07%) | $13,400 (-32.17%) | |
| 2024 | $1,488.00 | $19,756 (-) Land $2,700 Building $17,056 | $493,900 (-) Land $67,500 Building $426,400 |
| 2023 | $1,488.00 (+11.21%) | $19,756 (+57.54%) Land $2,700 Building $17,056 | $493,900 (+57.54%) Land $67,500 Building $426,400 |
| 2022 | $1,338.00 | $12,540 Land $2,080 Building $10,460 | $313,500 Land $52,000 Building $261,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Columbus Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 370 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 370 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Columbus Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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