10 Colonial Ave, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 10 Colonial Ave, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1905
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2005)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:060 L:031 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:060 L:031 S:023`
Alternative APN	`LYNN M:060 B:031 L:023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,509 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 COLONIAL AVE
City	LYNN
State	MA
Zip	01904-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	ANNIE B LANE
Legal Block	31
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3006
Census Tract	205400

Owner

10 Colonial Ave is owned and occupied by two individuals who bought it in February 2005.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 COLONIAL AVE, LYNN, MA 01904-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit CHELSEA EMPLOYEE FEDERAL CREDIT UNION
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2005 · Amount on File
Deed Sale	Feb 1, 2005 · Amount on File
Deed Book / Page	23913 / 281
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 COLONIAL AVE, LYNN, MA 01904-1602
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041464-126
Date	Mar 6, 2023
Book Page	41464/126
Instrument	20230306001000

Lender

Name	CHELSEA EMPLOYEE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 COLONIAL AVE, LYNN, MA 01904-1602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38432-563
Date	Apr 21, 2020
Book Page	38432/563
Instrument	20200421000560

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	May 1, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 COLONIAL AVE, LYNN, MA 01904-1602
Document Number	37381-394
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 COLONIAL AVE LYNN MA 019041602, LYNN, MA 01904-1602

Mortgage

Document Number	37381-394
Date	Mar 14, 2019
Book Page	037381/000394
Instrument	1903143280

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 10 Colonial Ave was $5,416, up 5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,416.00 (+4.98%)	$522,800 (+6.72%) Land $197,100 Building $325,700	$583,775
2024	$5,159.00 (+1.68%)	$489,900 (+7.65%) Land $195,800 Building $294,100
2023	$5,074.00	$455,100 Land $195,800 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Colonial Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Colonial Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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