22 Colonial Ave, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 22 Colonial Ave, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1920
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jan 2025)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:060 L:031 S:020`

Property Details

APN / Parcel Number

Primary APN	`B:060 L:031 S:020`
Alternative APN	`LYNN M:060 B:031 L:020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area
Gross Area	1,988 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 COLONIAL AVE
City	LYNN
State	MA
Zip	01904-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	31
Legal Lot Number	20
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3006
Census Tract	205400

Owner

22 Colonial Ave is owned and occupied by an individual who bought it in January 2025.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	22 COLONIAL AVE, LYNN, MA 01904-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK
Aug 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2025 · Amount on File
Deed Sale	Jan 10, 2025 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Book / Page	42526 / 249
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	38823-416
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	22 COLONIAL AVE, LYNN, MA 01904-1602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36858-487
Date	Jul 13, 2018
Book Page	36858/487
Instrument	180713000010

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 14, 2020
Property Address	22 COLONIAL AVE, LYNN, MA 01904-1602
Document Number	38823-416
Book / Page	38823 / 416
Instrument Date	Aug 13, 2020
Instrument	20200814004560
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COLONIAL AVE, LYNN, MA 01904-1602

Mortgage

Document Number	200814004570
Date	Aug 14, 2020
Instrument	200814004570

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	22 COLONIAL AVE, LYNN, MA 01904-1602
Document Number	35978-445
Book / Page	035978 / 000445
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35978-445
Date	Jun 28, 2017
Book Page	035978/000445
Instrument	1706280414

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 22 Colonial Ave was $5,761, up 0.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,761.00 (+0.1%)	$556,100 (+1.76%) Land $197,100 Building $359,000	$580,640
2024	$5,755.00 (+4.5%)	$546,500 (+10.65%) Land $195,800 Building $350,700
2023	$5,507.00	$493,900 Land $195,800 Building $298,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Colonial Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Colonial Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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