10 Collins St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 10 Collins St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,404 sqft · built 1941
Lot Size	0.121 acres (5,281 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (May 2005)
Tax Bill	$4,746 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-026-00035`

Property Details

APN / Parcel Number

Primary APN	`23-026-00035`
Alternative APN	`WORC M:23 B:026 L:00035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	864 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,281 sqft (0.121 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	23-026-00035
Street Address	10 COLLINS ST
City	WORCESTER
State	MA
Zip	01606-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	SUMMIT GARDENS
Legal Block	26
Legal Lot Number	35
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4001
Census Tract	730200

Owner

10 Collins St is owned and occupied by two individuals who bought it in May 2005.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 COLLINS ST, WORCESTER, MA 01606-1422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2005 · Amount on File
Deed Sale	May 26, 2005 · Amount on File
Prior Sale	Jun 28, 1993 · Amount on File
Deed Document Number	200582657
Deed Book / Page	36408 / 378
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jun 4, 2026
Property Address	10 COLLINS ST, WORCESTER, MA 01606-1422
Document Number	073672-254
Book / Page	73672 / 254
Instrument Date	May 29, 2026
Instrument	202644821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COLLINS ST, WORCESTER, MA 01606-1422

Mortgage

Document Number	0000044821,
Date	Jun 4, 2026
Book Page	73672/254
Instrument	202644821

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Collins St was $4,746, up 2.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,746.00 (+2.31%)	$357,400 (+1.62%) Land $105,700 Building $251,700	$418,186 (+1.06%)
2025	$4,639.00	$351,700 Land $100,700 Building $251,000	$413,820 (+2.64%)
2024			$403,180
2023	$4,362.00	$304,200 Land $87,600 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Collins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Collins St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

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