20 Collins St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 20 Collins St, Worcester, MA 01606

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,455 sqft · built 1941
Lot Size0.207 acres (9,025 sqft)
OwnerIndividual Name on File
Last Sale$217,000 (Jan 2008)
Tax Bill$5,134 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN23-024-00039

Property Details

APN / Parcel Number

Primary APN23-024-00039
Alternative APN
  • WORC M:23 B:024 L:00039

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,455 sqft Living Area
Gross Area2,739 sqft
1st Floor Area825 sqft
Basement Area957 sqft
Unfinished Basement957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,025 sqft (0.207 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number23-024-00039
Street Address20 COLLINS ST
CityWORCESTER
StateMA
Zip01606-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block24
Legal Lot Number39
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group4
Census Block4001
Census Tract730200

Owner

Source: Worcester County and Worcester City records · APN 23-024-00039

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 COLLINS ST, WORCESTER, MA 01606-1422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2017Deed of Trust, Mortgage
FLAGSTAR BANK FSB
Jul 09, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WORCESTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2008 · Amount on Record
Deed SaleJan 25, 2008 · Amount on Record
Prior SaleApr 07, 2005 · Amount on Record
Deed Document Number20088142
Deed Book / Page42341 / 260
Transfer Doc36064-26
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address20 COLLINS ST, WORCESTER, MA 01606-1422
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57928-181
DateOct 24, 2017
Book Page57928/181
Instrument117973
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueOct 01, 2032

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address20 COLLINS ST, WORCESTER, MA 01606-1422
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62763-172
DateJul 09, 2020
Book Page62763/172
Instrument73775
Lender
NameWORCESTER CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 01, 2030

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,134.00 (+6.14%)$389,200 (+15.39%) Land $118,300 Building $270,900$416,100 (+2.89%)
2024$404,415
2023$4,837.00$337,300 Land $102,900 Building $234,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Netafy, T-Mobile USA, Verizon.

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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