10 Clover Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 10 Clover Ln, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,535 sqft · built 1952
Lot Size	0.681 acres (29,648 sqft)
Owner	Company Name on Record
Tax Bill	$19,357 (2025)
Deeds & Mortgages	Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-00097-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`41-00097-0000-00033`
Alternative APNs	`410009700033` `174300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,535 sqft Living Area
1st Floor Area	1,383 sqft
Upper Floors Area	1,152 sqft
Basement Area	516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	29,648 sqft (0.681 acres)
Lot Width	164 ft Width
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	174300
Street Address	10 CLOVER LN
City	RUMSON
State	NJ
Zip	07760-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Block	97
Legal Lot Number	33
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1018
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 CLOVER LN, RUMSON, NJ 07760-1849
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 1990
Deed Sale	Aug 28, 1990
Deed Book / Page	5022 / 348
Record Updated	Sep 20, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 26, 2018
Property Address	10 CLOVER LN, RUMSON, NJ 07760-1849
Document Number	0000095295
Book / Page	009313 / 006099
Instrument Date	Aug 7, 2018
Instrument	95295
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14 WOODMERE AVE RUMSON NJ 077602023, RUMSON, NJ 07760-2023

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,088,800 (+13.2%) Land $1,671,700 Building $417,100	$2,088,800 (+13.2%) Land $1,671,700 Building $417,100
2025	$19,357.00 (+2.83%)	$1,845,300 (+18.86%) Land $1,490,300 Building $355,000	$1,845,300 (+18.86%) Land $1,490,300 Building $355,000
2024	$18,824.00 (+6.1%)
2023		$1,552,500 Land $1,259,600 Building $292,900	$1,552,500 Land $1,259,600 Building $292,900
2022	$17,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20