Monmouth County and Rumson Borough property record for 4 Clover Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,096 sqft · built 1952 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,825,000 (Nov 2021) |
| Tax Bill | $25,618 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00097-0000-00030 |
| Primary APN | 41-00097-0000-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,096 sqft Living Area |
| 1st Floor Area | 2,170 sqft |
| Upper Floors Area | 1,529 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,176 sqft (0.555 acres) |
| Lot Dimensions | 158 ft deep x 153 ft wide |
| Garage Type | Built-in |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 556 sqft |
| Patio Area | 1,164 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 174000 |
|---|---|
| Street Address | 4 CLOVER LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | HOWARD S BORDEN PROP |
| Legal Block | 97 |
| Legal Lot Number | 30 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CLOVER LN, RUMSON, NJ 07760-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 9, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on Record |
| Deed Sale | Nov 9, 2021 · Amount on Record |
| Prior Sale | Jul 10, 2007 · Amount on Record |
| Deed Document Number | 2021163877 |
| Deed Book / Page | 9557 / 2418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CLOVER LN, RUMSON, NJ 07760-1849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4 CLOVER LN, RUMSON, NJ 07760-1849 |
| Document Number | 0095914791 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 9591/4791 |
| Instrument | 2022044538 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 9, 2021 |
| Property Address | 4 CLOVER LN, RUMSON, NJ 07760-1849 |
| Document Number | 0095572418 |
| Book / Page | 9557 / 2418 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021163877 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,807.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5118 WHITMAN WAY APT 211, 5118, CARLSBAD, CA 92008-4651 |
| Name | Verified Name |
|---|---|
| Address | 4 CLOVER LN, RUMSON, NJ 07760-1849 |
| Document Number | 2021163878 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021163878 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,796,100 (+14.5%) Land $1,551,700 Building $1,244,400 | $2,796,100 (+14.5%) Land $1,551,700 Building $1,244,400 | |
| 2025 | $25,618.00 (+3.42%) | $2,442,100 (+33.9%) Land $1,383,000 Building $1,059,100 | $2,442,100 (+33.9%) Land $1,383,000 Building $1,059,100 |
| 2024 | $24,772.00 (+18.03%) | ||
| 2023 | $1,823,800 Land $1,179,700 Building $644,100 | $1,823,800 Land $1,179,700 Building $644,100 | |
| 2022 | $20,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures