10 Bernard Ave, Delaware, OH 43015 Property Records

Delaware County property record for 10 Bernard Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1901
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2021)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`519-433-08-014-000`

Property Details

APN / Parcel Number

Primary APN	`519-433-08-014-000`
Alternative APN	`143956.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,136 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	568 sqft
Upper Floors Area	568 sqft
Basement Area	568 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	66 ft deep x 39 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	10 BERNARD AVE
City	DELAWARE
State	OH
Zip	43015-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 339
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	339
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3033
Census Tract	10100

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 BERNARD AVE, DELAWARE, OH 43015-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP
Nov 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	202113695
Deed Book / Page	1840 / 2260
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 23, 2021
Property Address	10 BERNARD AVE, DELAWARE, OH 43015-2602
Document Number	0000013695
Book / Page	1840 / 2260
Instrument Date	Mar 17, 2021
Instrument	202100013695
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013696
Date	Mar 23, 2021
Instrument	202100013696

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 8, 2019
Property Address	10 BERNARD AVE, DELAWARE, OH 43015-2602
Document Number	0000032270
Book / Page	001678 / 002654
Instrument Date	Nov 6, 2019
Instrument	32270
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 WEBB ST DELAWARE OH 430151835, DELAWARE, OH 43015-1835

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (+5.34%)	$45,960 (-) Land $6,900 Building $39,060	$131,300 (-) Land $19,700 Building $111,600
2024	$2,171.00 (-6.74%) Homeowner's exemption	$45,960 (-) Land $6,900 Building $39,060
2023	$2,328.00 Homeowner's exemption	$45,960 Land $6,900 Building $39,060	$131,300 Land $19,700 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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