41 Bernard Ave, Delaware, OH 43015 Property Records

Delaware County property record for 41 Bernard Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1901
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Company Names on Record
Last Sale	$227,500 (Jan 2026)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-433-16-004-000`

Property Details

APN / Parcel Number

Primary APN	`519-433-16-004-000`
Alternative APN	`144533.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	900 sqft
Upper Floors Area	720 sqft
Basement Area	450 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	131 ft deep x 57 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	120 sqft
Patio Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	41 BERNARD AVE
City	DELAWARE
State	OH
Zip	43015-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 345
Legal Subdivision	DELAWARE
Legal Lot Number	345
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2003
Census Tract	10530

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7682 E BOWLING GREEN LN NW, LANCASTER, OH 43130-9270
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 9, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2026	Warranty Deed, Transfer TITLE CONNECT AGENCY, TITLE CONNECT AGENCY BOX
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	20261304
Last Transfer Date	Mar 3, 2026
Transfer Doc	0000005900
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	41 BERNARD AVE, DELAWARE, OH 43015-2601
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006656
Date	Feb 8, 2021
Book Page	1824/1803
Instrument	202100006656

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 9, 2026
Property Address	41 BERNARD AVE, DELAWARE, OH 43015-2601
Document Number	0000005900
Instrument Date	Mar 3, 2026
Instrument	202600005900
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7682 E BOWLING GREEN LN NW, LANCASTER, OH 43130-9270

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 14, 2026
Property Address	41 BERNARD AVE, DELAWARE, OH 43015-2601
Document Number	0000001304
Instrument Date	Dec 18, 2025
Instrument	202600001304
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TITLE CONNECT AGENCY, TITLE CONNECT AGENCY BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7682 E BOWLING GREEN LN NW, LANCASTER, OH 43130-9270

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 18, 2020
Property Address	41 BERNARD AVE, DELAWARE, OH 43015-2601
Document Number	0000021051
Book / Page	1737 / 1401
Instrument Date	Jun 10, 2020
Instrument	202000021051
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	0000021052
Date	Jun 18, 2020
Instrument	202000021052

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (+5.37%)	$44,560 (-) Land $9,350 Building $35,210	$127,300 (-) Land $26,700 Building $100,600
2024	$2,103.00 (-0.19%) Homeowner's exemption	$44,560 (-) Land $9,350 Building $35,210	$127,300 (-) Land $26,700 Building $100,600
2023	$2,107.00 Homeowner's exemption	$44,560 Land $9,350 Building $35,210	$127,300 Land $26,700 Building $100,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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