Middlesex County and Reading Town property record for 10 Bainbridge Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,072 sqft · built 1948 |
| Lot Size | 0.386 acres (16,810 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $890,000 (Aug 2020) |
| Tax Bill | $10,793 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:035.0-0000-0113.0 |
| Primary APN | READ M:035.0-0000-0113.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Living Area |
| Gross Area | 4,276 sqft |
| Basement Area | 1,386 sqft |
| Unfinished Basement | 693 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,810 sqft (0.386 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1650000000070 |
|---|---|
| Street Address | 10 BAINBRIDGE RD |
| City | READING |
| State | MA |
| Zip | 01867-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:035.0-0000-0113.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 15, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Jul 30, 2018 | Deed of Trust, Mortgage BRIDGEWATER SAVINGS BANK |
| Aug 14, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Jul 18, 1997 · Amount on Record |
| Deed Document Number | 2020138531 |
| Deed Book / Page | 75372 / 348 |
| Last Transfer Date | Oct 28, 2025 |
| Transfer Doc | 085003-239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 15, 2025 |
| Property Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Document Number | 085003-239 |
| Book / Page | 85003 / 239 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 153155 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77017-266 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 77017/266 |
| Instrument | 38665 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71391-167 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 71391/167 |
| Instrument | 114310 |
| Name | BRIDGEWATER SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 14, 2020 |
| Property Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Document Number | 75372-348 |
| Book / Page | 75372 / 348 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 138531 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 BAINBRIDGE RD, READING, MA 01867-1817 |
| Document Number | 138532 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 138532 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,793.00 (+2.86%) | $947,600 (+5.84%) Land $507,600 Building $440,000 | $1,158,715 (+6.85%) |
| 2024 | $10,493.00 (+3.24%) | $895,300 (+10.9%) Land $487,600 Building $407,700 | $1,084,425 |
| 2023 | $10,164.00 | $807,300 Land $439,700 Building $367,600 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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