1 Winterberry Ln, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 1 Winterberry Ln, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,296 sqft · built 2003
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Jul 2005)
Tax Bill$8,413 (2025)
Deeds & MortgagesNov 2020 Refinance
Apr 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:016 B:0000 L:0088

Property Details

APN / Parcel Number

Primary APNAYER M:016 B:0000 L:0088

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
Basement Area1,148 sqft
Unfinished Basement1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1 WINTERBERRY LN
CityAYER
StateMA
Zip01432-1587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number88
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2010
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 WINTERBERRY LN, AYER, MA 01432-1587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Apr 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Feb 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2005 · Amount on Record
Deed SaleJul 19, 2005 · Amount on Record
Deed Document Number2005151031
Deed Book / Page45642 / 402
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address1 WINTERBERRY LN, AYER, MA 01432-1587
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76058-14
DateNov 2, 2020
Book Page76058/14
Instrument202952
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address1 WINTERBERRY LN, AYER, MA 01432-1587
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74509-57
DateApr 21, 2020
Book Page74509/57
Instrument58561
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address1 WINTERBERRY LN, AYER, MA 01432-1587
Document Number70656-320
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70656-320
DateFeb 22, 2018
Book Page070656/000320
Instrument24880
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048
Interest
Rate TypeAdjustable Rate
Rate3.88%

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,413.00 (+11.45%)$703,400 (+15.73%) Land $199,500 Building $503,900$815,955 (+1.4%)
2024$804,650
2023$7,549.00$607,800 Land $188,200 Building $419,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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