Essex County and Lynnfield Town property record for 1 Saunders Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,725 sqft · built 1966 |
| Lot Size | 0.374 acres (16,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $661,000 (Apr 2017) |
| Tax Bill | $10,727 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0024 B:0000 L:0167 |
| Primary APN | LYNF M:0024 B:0000 L:0167 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,725 sqft Living Area |
| Gross Area | 2,625 sqft |
| Basement Area | 1,182 sqft |
| Finished Basement | 909 sqft |
| Unfinished Basement | 273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,309 sqft (0.374 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1 SAUNDERS RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 167 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 209200 |
1 Saunders Rd is owned and occupied by an individual who bought it in April 2017.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 SAUNDERS RD, LYNNFIELD, MA 01940-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN MORTGAGE CO |
| Apr 28, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Aug 11, 2016 · Amount on File |
| Deed Book / Page | 35833 / 349 |
| Transfer Doc | 035833-349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 1 SAUNDERS RD, LYNNFIELD, MA 01940-1730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041818-136 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 41818/136 |
| Instrument | 20231020000460 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 1 SAUNDERS RD, LYNNFIELD, MA 01940-1730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039312-281 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 39312/281 |
| Instrument | 20201218003600 |
| Name | NORTHERN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Apr 28, 2017 |
| Property Address | 1 SAUNDERS RD, LYNNFIELD, MA 01940-1730 |
| Document Number | 35833-349 |
| Book / Page | 035833 / 000349 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 1704280988 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,014.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SAUNDERS RD LYNNFIELD MA 019401730, LYNNFIELD, MA 01940-1730 |
| Document Number | 35833-351 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 035833/000351 |
| Instrument | 1704280989 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
The 2026 property tax bill for 1 Saunders Rd was $10,727, up 11.7% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,727.00 (+11.69%) | $936,000 (+2.91%) Land $581,200 Building $338,200 | $1,018,146 (+1.46%) |
| 2025 | $9,604.00 (+4.43%) | $909,500 (+3.93%) Land $564,400 Building $345,100 | $1,003,485 |
| 2024 | $9,197.00 (-2.94%) | $875,100 (+4.35%) Land $542,700 Building $332,400 | |
| 2023 | $9,476.00 | $838,600 Land $514,700 Building $323,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Saunders Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Saunders Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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