10 Saunders Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 10 Saunders Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,064 sqft · built 2024
Lot Size	0.352 acres (15,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Jul 2022)
Tax Bill	$18,067 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0024 B:0000 L:0192`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0024 B:0000 L:0192`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,064 sqft Living Area
Gross Area	7,080 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,329 sqft (0.352 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 SAUNDERS RD
City	LYNNFIELD
State	MA
Zip	01940-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	192
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3003
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 DUNSTAN RD, LYNNFIELD, MA 01940-1326
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Quit Claim Deed, Transfer · Conventional Mortgage EVERETT COOPERATIVE BANK
Jul 21, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Mar 14, 2014
Deed Book / Page	41080 / 92
Last Transfer Date	Jun 4, 2025
Transfer Doc	042766-292
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 11, 2025
Property Address	10 SAUNDERS RD, LYNNFIELD, MA 01940-1747
Document Number	042766-292
Book / Page	42766 / 292
Instrument Date	Jun 4, 2025
Instrument	20250611001100
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 DUNSTAN RD, LYNNFIELD, MA 01940-1326

Mortgage

Document Number	20250611001110
Date	Jun 11, 2025
Instrument	20250611001110

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 11, 2030
Index	1-Year CMT

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jul 21, 2022
Property Address	10 SAUNDERS RD, LYNNFIELD, MA 01940-1747
Document Number	0041080-92
Book / Page	41080 / 92
Instrument Date	Jul 20, 2022
Instrument	20220721002460
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SAUNDERS RD, LYNNFIELD, MA 01940-1747

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,067.00 (+66.07%)	$1,576,500 (+53.03%) Land $581,000 Building $995,500	$1,694,430 (+82.3%)
2025	$10,879.00 (+36.77%)	$1,030,200 (+36.13%) Land $564,200 Building $466,000	$929,480
2024	$7,954.00 (-1.07%)	$756,800 (+6.37%) Land $542,500 Building $214,300
2023	$8,040.00	$711,500 Land $514,500 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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