1 Riverlyn Ter, Fort Smith, AR 72903 Property Records

Sebastian County property record for 1 Riverlyn Ter, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,182 sqft
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Feb 1977)
Tax Bill	$2,724 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16585-0038-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16585-0038-00000-00`
Alternative APN	`42626`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,182 sqft Living Area
1st Floor Area	2,091 sqft
Upper Floors Area	2,091 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Carport
Garage Area	616 sqft
Carport	Carport
Carport Area	616 sqft
Driveway	Concrete Driveway
Driveway Area	1,980 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	96 sqft
Porch	Open Porch
Porch Area	4,571 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42626
Street Address	1 RIVERLYN TER
City	FORT SMITH
State	AR
Zip	72903-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38
Legal Range	31
Legal Township	08
Legal Section	18
Legal Subdivision	RIVERLYN
Legal Tract	A
Legal Block	1
Legal Lot Number	38
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1001
Census Tract	1301

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 RIVERLYN TER, FORT SMITH, AR 72903-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 1977 · Amount on Record
Deed Sale	Feb 25, 1977 · Amount on Record
Deed Book / Page	372 / 1617
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1 RIVERLYN TER, FORT SMITH, AR 72903-2830
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019F16593
Date	Aug 5, 2019
Instrument	2019F-16593

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	4 Months
Due	Dec 6, 2019

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	1 RIVERLYN TER, FORT SMITH, AR 72903-2830
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020F09409
Date	Apr 28, 2020
Instrument	2020F-09409

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,724.00 Homeowner's exemption	$86,616 (-) Land $4,500 Building $82,116	$433,080 (-) Land $22,500 Building $410,580
2025	$2,724.00 (+18.49%) Homeowner's exemption	$86,616 (+48.7%) Land $4,500 Building $82,116	$433,080 (+48.7%) Land $22,500 Building $410,580
2023	$2,299.00 Homeowner's exemption	$58,250 Land $7,500 Building $50,750	$291,250 Land $37,500 Building $253,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	54 (1983–2024)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 22 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 14 claims Severe Storms & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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