1 River Dr, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 1 River Dr, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,217 sqft · built 1963
Lot Size	0.372 acres (16,220 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2021)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-036-03287233`

Property Details

APN / Parcel Number

Primary APN	`03-036-03287233`
Alternative APNs	`303603287233` `03603287233`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,217 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	1,334 sqft
Basement Area	883 sqft
Finished Basement	883 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,220 sqft (0.372 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	300 sqft
Deck Area	144 sqft
Patio Area	218 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03603287233
Street Address	1 RIVER DR
City	SEVERNA PARK
State	MD
Zip	21146-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 12 BK B ARUNDEL PLAZA
Legal Subdivision	ARUNDEL PLAZA
Legal Block	B
Legal Lot Number	12
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	731201

Owner

1 River Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 RIVER DR, SEVERNA PARK, MD 21146-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jun 2, 2016 · Amount on File
Deed Book / Page	37260 / 477
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 23, 2021
Property Address	1 RIVER DR, SEVERNA PARK, MD 21146-3030
Document Number	0372600477
Book / Page	37260 / 477
Map Reference	MB 26 FO 43
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	64 ARUNDEL BEACH RD, SEVERNA PARK, MD 21146-3056

Mortgage

Document Number	0037260484
Date	Jul 23, 2021
Instrument	37260/484

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1 River Dr was $5,619 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,967	$507,900 Land $276,600 Building $231,300
2025	$5,619.00
2023	$4,901.00 Homeowner's exemption	$451,433	$463,100 Land $276,600 Building $186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 River Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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