7 River Dr, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 7 River Dr, Severna Park, MD 21146

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,202 sqft · built 1958
Lot Size0.434 acres (18,895 sqft)
Owner2 Individual Names on Record
Last Sale$136,500 (Jun 1994)
Tax Bill$4,862 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-036-12608420

Property Details

APN / Parcel Number

Primary APN03-036-12608420
Alternative APNs
  • 3-036-12608420
  • 03612608420

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,202 sqft Living Area
Gross Area3,862 sqft
1st Floor Area1,852 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,895 sqft (0.434 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03612608420
Street Address7 RIVER DR
CitySEVERNA PARK
StateMD
Zip21146-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 9 BK B ARUNDEL PLAZA
Legal SubdivisionARUNDEL PLAZA
Legal BlockB
Legal Lot Number9
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1019
Census Tract731201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 RIVER DR, SEVERNA PARK, MD 21146-3030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · FHA Mortgage
NATIONWIDE MORTGAGE BANKERS INC
Oct 18, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 1994 · Amount on Record
Deed SaleJun 7, 1994 · Amount on Record
Deed Book / Page6657 / 107
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateApr 24, 2026
Property Address7 RIVER DR, SEVERNA PARK, MD 21146-3030
Document Number4228000093
Book / Page42287 / 93
Instrument DateJan 9, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyQUICK CLOSE SERVICES INC, QUICK CLOSE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address7 RIVER DR, SEVERNA PARK, MD 21146-3030

Mortgage

Document Number4228000093,
DateApr 24, 2026
Book Page42287/93
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate6.22%
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address7 RIVER DR, SEVERNA PARK, MD 21146-3030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0325790413
DateOct 18, 2018
Book Page32579/413
Lender
NameSUNTRUST BANK
TypeBank
AddressNASHVILLE, TN 37214
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,333 (+3.78%)$622,200 (-) Land $284,600 Building $337,600
2025$4,862.00 (+2.01%) Homeowner's exemption$578,467 (+7.22%)$622,200 (+11.79%) Land $284,600 Building $337,600
2024$4,766.00 (+14.51%)
2023$4,162.00 Homeowner's exemption$539,533$556,600 Land $284,600 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims22 (1996–2018)
Claims Outside the SFHA21 of 22
Most Recent ClaimNov 2018 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: Believe Broadband, T-Mobile.

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