1 Ridgetop Way, Napa, CA 94558 Property Records

Napa County property record for 1 Ridgetop Way, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 4,445 sqft · built 2003
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Aug 2021)
Tax Bill	$31,247 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-690-028-000`

Property Details

APN / Parcel Number

Primary APN	`041-690-028-000`
Alternative APNs	`041-690-028` `04169028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,445 sqft Living Area
Gross Area	5,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	1,108 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	041-690-028
Street Address	1 RIDGETOP WAY
City	NAPA
State	CA
Zip	94558-4360
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS40
Legal Description	LOT 41 OAKWOODS SUB NO 3 16R/M10 WTR ESMT 1733/406; RESTRICTION 1999-005951
Legal Subdivision	OAKWOODS SUB
Legal Lot Number	41
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2002
Census Tract	200703

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 RIDGETOP WAY, NAPA, CA 94558-4360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC
Oct 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Sep 15, 1999 · Amount on Record
Deed Document Number	202127493
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	0000027654
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 25, 2021
Property Address	1 RIDGETOP WAY, NAPA, CA 94558-4360
Document Number	0000027493
Map Reference	MB 16 PG 9&10
Instrument Date	Aug 18, 2021
Instrument	2021-0027493
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1 RIDGETOP WAY, NAPA, CA 94558-4360

Mortgage

Document Number	0000027494
Date	Aug 25, 2021
Instrument	2021-0027494

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	Other
Max Rate	10.6%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Oct 23, 2020
Property Address	1 RIDGETOP WAY, NAPA, CA 94558-4360
Document Number	0000027654
Instrument Date	Oct 16, 2020
Instrument	27654
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1 RIDGETOP WAY NAPA CA 945584360, NAPA, CA 94558-4360

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Sep 24, 2020
Property Address	1 RIDGETOP WAY, NAPA, CA 94558-4360
Document Number	0000024532
Instrument Date	Sep 23, 2020
Instrument	24532
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 RIDGETOP WAY NAPA CA 945584360, NAPA, CA 94558-4360

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Sep 24, 2020
Property Address	1 RIDGETOP WAY, NAPA, CA 94558-4360
Document Number	0000024533
Instrument Date	Sep 23, 2020
Instrument	24533
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 RIDGETOP WAY NAPA CA 945584360, NAPA, CA 94558-4360

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,247.00 (+2.08%) Homeowner's exemption	$2,706,078 (+2%) Land $649,458 Building $2,056,620	$2,706,078 Land $649,458 Building $2,056,620
2025	$30,610.00 (+5.45%) Homeowner's exemption	$2,653,019 (+4.04%) Land $636,724 Building $2,016,295
2023	$29,028.00 (+1.46%) Homeowner's exemption	$2,550,000 Land $612,000 Building $1,938,000
2022	$28,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet, Verizon.

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