Napa County property record for 7 Ridgetop Way, Napa, CA 94558
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,110 sqft · built 2001 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Trust Name on File |
| Last Sale | $183,000 (Mar 1999) |
| Tax Bill | $21,256 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-690-022-000 |
| Primary APN | 041-690-022-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,110 sqft Living Area |
| Gross Area | 5,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 041-690-022 |
|---|---|
| Street Address | 7 RIDGETOP WAY |
| City | NAPA |
| State | CA |
| Zip | 94558-4360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS40 |
| Legal Description | LOT 38 OAKWOODS SUB NO 3 16R/M10 PGE/PAC BELL 1676/010; RESTRICTION 1999-005951 |
| Legal Subdivision | OAKWOODS SUB |
| Legal Lot Number | 38 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 200703 |
7 Ridgetop Way is held in a trust since August 2016.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7 RIDGETOP WAY, NAPA, CA 94558-4360 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 28, 2017 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 1999 · Amount on File |
| Deed Sale | Mar 29, 1999 · Amount on File |
| Deed Document Number | 19999881 |
| Last Transfer Date | Aug 31, 2016 |
| Transfer Doc | 0000021964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 7 RIDGETOP WAY, NAPA, CA 94558-4360 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7 RIDGETOP WAY, NAPA, CA 94558-4360 |
| Document Number | 0000039144 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-0039144 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 7 RIDGETOP WAY, NAPA, CA 94558-4360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009814 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-0009814 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
The 2026 property tax bill for 7 Ridgetop Way was $21,256, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,256.00 (+2.08%) | $1,812,772 (+2%) Land $471,315 Building $1,341,457 | $1,812,772 Land $471,315 Building $1,341,457 |
| 2025 | $20,822.00 | $1,777,228 Land $462,074 Building $1,315,154 | |
| 2023 | $19,762.00 (+1.44%) | $1,708,218 Land $444,132 Building $1,264,086 | |
| 2022 | $19,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Ridgetop Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Ridgetop Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Valley Internet, Verizon.
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